Terms and Conditions

Effective Date: August 1st, 2025

Welcome to Sparx Novate (SN). These Terms and Conditions ("Terms") govern your access to and use of our website and mobile application (the "Platform"), operated by Sparx Novate LLC., a company headquartered in New York, United States ("SN", "we", "our", or "us").

By using or accessing the Platform, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use the Platform.

1. Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement to use our Platform. By using the Platform, you represent and warrant that you meet these eligibility requirements.

2. Use of the Platform

You agree to use the Platform only for lawful purposes. You must not:

• Violate any applicable laws or regulations.
• Interfere with the operation or security of the Platform.
• Transmit any malicious code or spam.

We reserve the right to suspend or terminate your access if you violate these Terms.

3. User Accounts

To access certain features, you may be required to create an account. You agree to:

• Provide accurate and complete information.
• Keep your login credentials secure.
• Notify us of unauthorized account use.

4. Intellectual Property Rights

All content on the Platform is the property of Sparx Novate LLC. or its licensors and is protected under U.S. and international intellectual property laws. You may not reproduce or distribute any content without written permission.

5. Privacy

Your use of the Platform is subject to our Privacy Policy. By using the Platform, you consent to our collection and use of your data as described in the policy.

6. Third-Party Services

We may link to third-party sites or services. We are not responsible for their content or practices. Use them at your own risk.

7. Disclaimer of Warranties

The Platform is provided "as is" and "as available" without warranties of any kind. We do not guarantee uninterrupted or error-free operation.

8. Limitation of Liability

Sparx Novate LLC. shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Platform.

9. Indemnification

You agree to indemnify and hold harmless Sparx Novate LLC. from any claims arising from your use of the Platform or violation of these Terms.

10. Changes to These Terms

We may update these Terms at any time. We will notify you of significant changes. Continued use after changes indicates your acceptance.

11. Governing Law and Jurisdiction

These Terms are governed by the laws of the State of New York. Any legal actions must be brought in the courts of New York County, New York.

12. Contact Us

If you have questions, contact us at:

Sparx Novate LLC
New York, NY, United States
Email: info@sparxnovate.com
Website: sparxnovate.com